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	<title>Comments on: Who is the BEST credit debt consolidator?</title>
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		<title>By: frankie77</title>
		<link>http://www.thefinancialblurbosphere.com/who-is-the-best-credit-debt-consolidator/#comment-122</link>
		<dc:creator>frankie77</dc:creator>
		<pubDate>Tue, 20 Jan 2009 13:11:01 +0000</pubDate>
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Be careful with credit counseling. The only one that I have seen really work for anyone is CCCS. Keep in mind that the fact that you are in credit counseling will reflect on your credit report and many banks will look at it just like a Chapter 13. If you do this, make sure that you make your payments until the credit counseling has made their first payments for you. A lot of people end up 30 or 60 days behind because of the lag in processing time.</description>
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<p>Be careful with credit counseling. The only one that I have seen really work for anyone is CCCS. Keep in mind that the fact that you are in credit counseling will reflect on your credit report and many banks will look at it just like a Chapter 13. If you do this, make sure that you make your payments until the credit counseling has made their first payments for you. A lot of people end up 30 or 60 days behind because of the lag in processing time.</p>
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