May 15, 2009

Raise Your FICO Score Fast – Guaranteed Techniques To Boost Your Credit Score

Go outside and fire up the grill… Take your paycheck and throw it on the fire… Sounds crazy right? Of course it does! So why would you continue to give a way hundreds if not thousands of dollars?

Before we begin allow me to give you a word to the wise. Unless you are prepared to spend hundreds of dollars to boost your credit score prepare to do it yourself. It’s no where near as difficult as some would want you to believe.

Just like any good warrior you must prepare for battle, and trust me this is indeed a battle. You will first want to arm yourself with a copy of the “Fair Credit Billing Act” often referred to as FCBA. In order to get your copy just go to Google and do a search for them. Just make sure you have the latest version.

Once you have reviewed your copy of the FCBA it’s time to request a copy of your credit report. Most experts will recommend that you order your credit report online because it’s faster. I however recommend that you order your credit report the old fashion way, via U.S. mail. This will allow you to create the start of your paper trail which you will be grateful for later on in the process.

Highlight the negative items on your credit report and collect any proof to support your claims. Once you have completed that step, it’s time to write your letters of dispute and send them in to the credit bureaus.

Once 30 days have lapsed it’s time to make sure that the bureaus have done their jobs. If any statement that you disputed could not be validated it must be removed.

Although the above method is a basic outline I highly recommend that you get a credit repair kit before going on. This will save you time and help you avoid any unforeseen obstacles.

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