June 22, 2009

Problems with Social Security Numbers

Social security numbers are provided to all individuals and these numbers vary from one person to another. We use these numbers differently to our daily lives. Because of its varied uses, many problems and difficulties have developed. How important is it to make sure that nobody knows our social security number?

Very important. In fact, nobody should have the knowledge of your ssn because you will not know whether he or she will use it for his or her personal gain. Many criminals are out there, waiting for innocent individuals like us to make just the littlest mistake.

Always remember that we are not essentially required to give out our number to any public or private businesses. These establishments are obliged to present to us the law mandated b the government that states that no agency has the right to ask for our ssn, this is called the Privacy Disclosure Notice. But if we go through different other transactions like loan application and others, it will not become our call whether to disclose such or not. These organizations are not bound by the Disclosure Act so you have to give it a thought.

Telemarketing calls are common these days. In fact, we receive such calls almost everyday. The agents on the other line will commonly sell us something like timeshares and other subscriptions. The most common is mobile phone post paid monthly plan. The telemarketer lays out all the benefits from subscribing to the plan until you get hooked and will be enticed to sign up for the plan. The agent gets your personal information including two valid IDs. Social Security Number is included in the valid identifications. Disclosing your ssn becomes your burden. Reputation of the company you are dealing with has to be thought off before disclosing it. Make sure that the database is secure enough from hackers to make sure that all your personal information is stored with confidentiality.

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